Start with a photo of your statement or a few quick questions. From there to a straight answer, here's exactly what happens: every step, what we do, what you do, and how long it takes.
Snap a photo of your annuity statement, answer a few quick questions, or do both. Whatever is easiest for you. Start here, or if you'd rather skip typing, call us at (702) 582-7855.
Not sure what you own? That's fine too. Most people aren't.
Someone on our team looks over what you sent and writes back in plain English: what you have, what stands out, and anything worth a closer look. No computer-generated report, and no sales pitch.
If you'd like, we set up a call (phone or Zoom, your choice) to walk through what we found and answer your questions. If your annuity looks good, we tell you. There is no obligation to go further.
If you want us to dig into the full contract, we send you a one-page authorization form. You review it, sign it, and send it back. That's it for your part.
Information only. Nothing changes on your policy without you actively signing a separate document. Most people find this the biggest peace-of-mind moment in the whole process.
We contact your carrier directly and pull everything, often more than you'd get by calling them yourself. Specifically:
Timeline varies by carrier: some send everything in three days, some take two weeks. It's all happening in the background. You don't need to do anything.
Then our team runs a side-by-side against the top A+ rated carriers we represent. We look at:
Everything gets written up in plain English: no jargon, no advisor-speak. Real numbers with real explanations.
We walk you through the full report, over the phone, on Zoom, or in writing, your choice. There are three possible conclusions:
Your annuity wins. Sometimes older contracts have guarantees or features no longer available. If yours is genuinely the best fit for your situation, we tell you to keep it, in writing.
A tweak makes sense. Maybe you can add a rider you didn't know existed, or activate a benefit you're already paying for. Small change, real impact.
Something better exists. We show you exactly what and why. If you want to move forward, we handle the paperwork end-to-end. If you don't, that's it: no follow-up, no pressure.
There is no obligation to do anything after the audit. Ever. If we tell you your annuity is fine, that's the end of it. We only get paid (by the carrier, never by you) if you eventually move to a new contract.
The full audit only starts if you decide you want it, and most of that time is us waiting on your carrier. Your total time: about 40 minutes, most of it the call.
About 2 minutes to start. A real person writes back in plain English. No cost, no pressure. If your annuity is fine, we tell you.