A plain-English guide to the six kinds of annuities, the questions your contract should be able to answer, and how to tell when it's time for a review.
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A short read — about 10 minutes. Written for people, not advisors.
SPIA, MYGA, FIA, RILA, VA, DIA. What each one does — and which one you probably own.
Cash surrender value, surrender period end, rider costs, account value vs. benefit base, withdrawal impact, and what your beneficiaries actually receive.
If even one of these statements sounds like you, your annuity deserves a closer look.
Some older contracts hold guarantees or benefits no longer offered. Sometimes the best move is keeping exactly what you have — and here's how you'd know.
Written by The Annuity Audit team — 50+ years of combined annuity experience. Independent. Represents the top A+ rated carriers. Licensed in all 50 states.