Free Annuity Second Opinion

Get a free second opinion on your annuity.

Snap a photo of your statement to get started. A real person on our team looks it over and writes back in plain English. It is the first step to a full audit. No pressure.

Start here

Send us a photo of your statement

Step 1: a first look.

Statements often have a few pages. You can add up to 5 photos or PDFs.

or drag a file here

    The first page of your annual statement is the most helpful. Cover your account number if you like. We don't need it.

    50+ years experience · Licensed in all 50 states · A+ carriers
    The Annuity Audit logo
    Meet the team
    1. 1Snap a photo of your statementOr answer a few questions instead
    2. 2We read itA real person, not a computer
    3. 3You get a plain-English answerBy email, free

    Many of the annuities we review are good products, and if yours is, we will tell you. The point is to know what you have before any decisions are made.

    Straight answers

    Is it really free?

    Yes. There is no cost and no obligation. You don't need a sales call to get your answer.

    Who reads my statement?

    A real person on The Annuity Audit Team. Reviews are provided by licensed insurance professionals. Your answers and files go only to our review team.

    What if I can't find my statement?

    That's fine. Answer a few questions instead. If you find the statement later, just reply to our email with a photo.

    Will you tell me to get out of my annuity?

    No. Many of the annuities we review are good products, and if yours is, we will tell you. The point is to know what you have before any decisions are made.

    What will you look for?

    From the statement: when the surrender charge ends, what it costs you each year in dollars, how much you can take out for free, and what your family would actually get. A statement alone rarely tells the whole story, so for the full audit we also get your in-force illustration from your insurance company. It shows how your annuity will perform in the years ahead.